If Irma Damaged 19 Year Old Roof

Yearly once the roof is 5 years old.

If irma damaged 19 year old roof.

Hello i am a homeowner who has an old roof that is about 17 years old. Their daughter is a graduating college student. That said the roof is 11 years old same age as the house. Migdalia alica and her daughter 19 year old caitlyn woke up sunday morning to hurricane irma s howling winds outside their townhome in wellington s french quarter and decided to make the.

Metal roofs and composite shingles. The walters family home in northwest fort lauderdale has a roof over it once again after damages from hurricane irma three years ago. The truth is it really should ve been at more like 27 years. Clay and concrete tiles.

When a major storm is coming document the roof s condition before and after. Any advice would be very helpful. It is certainly possible that a tile roof could last 40 years. We foolishly spent as much in maintenance and repairs over the last few years of the original roof s life as we did on a new tile roof.

If your policy is for acv your insurance company will pay the actual cash value of your roof at the time of a covered loss. Generally the older your roof the higher the amount depreciated or not covered under your policy. Wood shingles and shakes. My personal home has a tile roof and it went 32 years before needing to be replaced.

The roof is a 20 year composition which according to our inspector means it will probably have a life of 15 years. Every 2 3 years after they are 10 years old. This means the actual cash value minus your deductible amount minus the depreciation cost according to the age of your roof. There are some loose shingles but nothing to really worry about says our inspector.

Every 2 3 years after they are 10 years old. Every 2 years after 15 years. Cincinatti insurance company sent an adjuster out and said there is no damage to my roof but i have a section of shingles about 4 x 4 area that the wind has pulled away from the roof. Roofs that are older than 20 years will normally show signs of deterioration but finding out the extent of any needed repairs saves you a lot of trouble.

So should i pay for the roof or should i file insurance to have it fixed. It s in a perfectly adequate shape right now.